oldasitgets Posted August 11, 2007 Report Share Posted August 11, 2007 Some 6 years ago I sent a list of queries to Chris Coombes about the third party insurance that CCFA insisted we buy. I asked questions about what was covered and about excesses as NOTHING was included in the policy. After a year of harassing Chris, he eventually decided to inform me that he didn't know what was covered and that the only way to find out was to claim! (Poor Chris isn't an insurance broker!) Some of the questions were really hard - like; is a car windscreen, parked behind the goal, covered? Some were a little silly, I admit, "If we take the opposition back to our pub/clubhouse and they rip the pool table cloth, are they covered?" Some were so important; "If a football goes over the hedge and causes a major traffic accident, who pays?" Well, I sent the same questions to Buddens Westinsure and have, eventually, got some answers. (They're still researching some of the questions.) (To the above; Yes with £100 excess, No , Yes) Also rabbit holes! the answer is; If you've checked the pitch, then a claim against the club is unlikely to succeed. If a claim is successful (Perhaps you forgot) then you're covered. Oddly, it would appear in the interests of a player injured by a rabbit hole for you to deny having checked for rabbit holes. Then he can successfully sue the club and the insurance will pay! I asked about "lost documents". If, As happened at Christmas, the post office "lost" a cheque to pay for a caution, would the insurance pay the fine that resulted? I'm still waiting for an answer on that one. There were a load of other questions but I won't include them here. If you are worried or interested about what is covered, post the questions on here. If I have the answers, I'll give them, if not, I'll find out. Link to comment Share on other sites More sharing options...
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